v2.14.0

413 handler dropped the structured shortfall fields

an empty shortfall object was emitted as if it were a real 413 shortfall

matrix counted commented-out calls, and classify the shared-file bucket

billing: expose isTrialEligible on verifyPaymentMethod for pricing-page trial gating

prototype the page-to-route matrix as a derived artifact, not a document

stop re-fetching the same merchant on every guest wallet page view